How to Calculate Your Personal Injury Claim!

Brian was in a car accident that stopped him from going to work for three weeks. To compensate for the pain and suffering caused, he decided to file a personal injury claim. The only thing left was to calculate how much he should ask for as the claim amount. Brian didn't want to ask for too little and at the same time didn't want to ask for an amount the insurance company would turn down.

Calculating your personal injury claim worth is not very difficult. The secret is to know how much your claim is actually worth and stick to it if the insurance company tries to make you settle for a lesser amount. Here are the different types of damages you can claim compensation for:

Medical expenses: This is the easiest parameter to calculate. Medical expenses comprise emergency room fees, medication bills, consulting fees of doctors, and hospitalisation expenses. If your injury requires extended treatment like physiotherapy, this charge should also be included in your claim.

Income lost: This one should not be a problem if you draw a regular paycheck. Simply add up the salary for the weeks or months you are unable to work. If you are self-employed or work in an industry where work is not steady (like acting), you will need to provide an approximate value of the income you are missing out.

Emotional damages: Emotional damage is often overlooked in a personal injury claim. When you suffer an injury, you experience mental stress and anxiety in addition to physical pain. If this stress prevents you from functioning normally, you are entitled to compensation.

Property damages: Any damage to your property caused by the accident must be compensated for. For example, in a car accident, this will comprise of repair bills and the cost of parts replaced.

Missed social experiences: Did your accident cause you to cancel your travel and hotel bookings for your family vacation? Or miss out on your children's school picnic? You are well within your rights to claim compensation for damage to your social life.

Insurance companies will always try to bring down your claim amount. If you think you cannot defend your claim properly, consider hiring the services of a personal injury lawyer. Such a person will not only help you calculate your claim properly but also ensure you receive the compensation you deserve.

Diana Joseph has an in-depth knowledge in dealing with in injury claims. She has written numerous articles on injury claims issues, particularly those involving car accident and other topics of claims. Please contact her for further information on claims related issues.

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Don't Be A Victim

Being struck down by a stroke is something that happens to thousands of people every year. As you age, your body becomes more vulnerable to a variety of diseases and syndromes and stroke is one of them. A stroke is caused by a blood vessel in the brain rupturing and flooding an area of your brain with blood and causing brain damage in the area of the brain it occurs in.

Having a stroke can leave you unable to speak, or damage your hearing, or any one or combination of a number of things. Strokes can be and often are fatal. There are many factors that can increase your risk of having a stroke and these factors generally increase as we get older. You can do a lot to reduce your risk of having a stroke and by doing things to reduce the risk of stroke, you will also be decreasing your risk of so many other health problems.

Everyone remains at risk of stroke to one degree or another, though, and this is just a fact of life that is unavoidable. So doing what you can to bring down your risk factor just makes good common sense. Knowing the warning signs of a stroke is something that will help you survive a stoke, if you or a loved one should ever have one. Early response and early treatment in the event of a stroke are the keys to minimizing the damage and increasing your chances of survival.

If you notice a sudden numbness and or a weakness of the face, arm, or leg and particularly if this occurs on only one side of the body, then this could be the warning sign of a stroke. Quite often this will also include a slurring of or difficulty in speech. Often the person who has the numbness in the face and the speech slurring, wont even notice it and it has to be pointed out by someone who looks at and talks to them.

A person with this problem will many times have half their mouth and cheek on one side of their face unusable and drooping. An elderly relative can sometimes become difficult and confused when signs such as these manifest themselves so it is important that help be sought immediately if any of these signs are noticed. This is because sudden confusion is also many times a one of a strokes symptoms, along with suddenly having trouble understanding what is being spoken to them.

Sudden trouble seeing in both eyes is another warning sign of a stroke. If you or a loved one suddenly has trouble walking and has balance and coordination problems, this is also a warning sign of stroke. A severe headache with no known cause is also a warning sign of stroke. The term "severe," cannot be overemphasized. Often the headache that signals an oncoming stroke is incapacitating and so painful that often people will go to a hospital for the headache alone.

These are all some of the more common warning signs of a stroke but there are others as well. If you find an elderly relative in bed and completely unresponsive this also can be due to a severe stroke. Anything out of the ordinary that is happening to your senses is cause for concern. Hearing a pop and hearing water running, or smelling smoke, or a ringing in your ears, or suddenly tasting any flavor in your mouth should all be cause for concern. There are mild and severe strokes so remain watchful of yourself and your loved ones for the early warning signs of a stroke.

Article by Sven Ullmann, who runs Deserved Health - information on health for you and your family. Read more about stroke symptoms.

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